19 Websites and Apps That Will Help You Learn Personal Finance
Probably you’ve had a lot of trouble trying to manage your finances. You have been finding yourself in debt after spending all your income in a manner that you can’t explain. If that sounds more like you, then this post is meant to address your problem. First of all, do you know all your financial predicaments maybe because you lack some vital personal finance knowledge? Luckily, you do not need to go back to class for that. This is because there are spectacular websites and online resources that are dedicated to that objective. Not only websites and blogs, but also some apps that will track your spending habits and give you suggestions on how to manage your finances better.
The best thing is that not only are these resources free, but they’re also readily available and plenty. To help you understand more about these resources, we have done the hard task for you.
Below are the valuable personal finance resources hand-picked specifically to help you manage your finances and lead a better life:
First of all, this is definitely one of the sites on the Internet. This fantastic site will provide you with in-depth personal finance ideas. Also, do you wish to understand the entire personal finance lingo? Then, Yahoo! Finance Education has an encyclopedia with all the personal finance terms. As a result, you will be able to understand then and their application. Additionally, they are explained in a simple yet precise manner and this then this should be the first site to turn to.
This site is widely known for topics related to business and also economics. It is probably one of the best sites for starters. It is a great resource for new learners wishing to learn personal finance matters. The sites owners have all dedicated much time on all the terminologies for those who want to learn fast. The blog will help you understand everything about investment, market trends and trading. It’s continuously updated, so you should expect to find new information on this site. Consider bookmarking the site for easier access.
This is a section located at CNNMoney.com. It guides through the process of gaining control over your finances as well gaining financial freedom. To make it easier to use, the topics are organized in the form of classes that are simple to follow and understand. The topics covered include how to go about hiring a financial adviser, planning estate, and insurance. Additionally, the site has plenty of information and is regularly updated.
Would you like to learn university-level content at no cost? This site offers tons of information in video format free of charge. The videos provide in-depth knowledge any single topic that it leaves you knowledgeable. They cover several topics including capital markets, but our interest is the finance section. Here, they cover all about debts, interest, taxes, banking, investing and much more. Not many sites can match this. As a beginner on personal finance matter, you may want to pay this site a visit. You are guaranteed of a good learning experience.
This is a worth-following blog run authoritative person in the field of personal finance. He gives personal history and be sure that if you visit the blog, you surely will relate to your situation. From his personal accounts, he has managed to attract a huge following. You will learn about the best investment for maximum return and how to live simply from the blog. The blog helps you to make the best choices in life and create passive income for yourself. Also, you will learn how to safeguard your life with retirement benefits. Additionally, if you want to learn about stocks and bonds, then this should be the answer to your demands. Be sure to pay it a visit and learn to keep track of your finances today. Not only does the writing style makes it unique but also enjoyable to read and relate.
The simple dollar is another great site that plays a great role in teaching personal finance. Here you will find credible information about credit cards i.e. the best choice, where to find credit card offers like cash back. Additionally, the site handles issues concerning all types of investment including stocks, details about the money market, how to benefit from 401k and IRAs. On the banking category, you will notice how they have dealt with online banking. They also handle educational matters, for example, affordable MBAs online and Bachelor’s degree program. Do you wish to know all about insurance, then, this should be your next stop. This site is basically about affordability.
No doubt, Kiplinger is another authority on financial matters. They have been in the existence for decades. Through their magazine they have been providing information on savings, debt and finance management, home-ownership and more. You can also learn all about personal finance from the website even if you do not subscribe to their magazine. They provide money fixes that you so not want to miss. Also, they give great money saving ideas that will help properly manage your finances. On the site, you will find high-quality advice to investors and ways to increase your personal income.
David Ramsey has coined an excellent title for personal finance into what he terms as baby steps. The post is aimed at helping you gain the skills of best managing your money. The step by step process is simple to decipher. He helps you easy get out of debt, get your stress levels down and live a better and happier life. The best part of this is where he advises that you need to set an emergency fund aside. It acts as a cushion against mishaps, which may be beyond the human control. No doubt, if you follow what Dave preaches on his blog, you will lead a better life free of obligations from debts. Do yourself a favor and click the link above.
This website by Joe Udo is mainly dedicated to the youth. He inculcates the culture of saving and investing to attain the freedom of being self-reliant. Joe retired from his job as an Engineer. He aims to help the youngsters prepare themselves financially to retire early. On his site, you will find ways of making an extra income, how to spend less, and how to go about self-employment. Are you looking for financial freedom, freedom from working for somebody, then, this blog should be your stop point.
This blog is aimed o help the young generation achieve their financial greatness. Stefanie is the author of the book “The Broke and Beautiful Life” she empowers the young people on matters personal finance. Here book and blog will provide great insights for you to manage your finances better.
Apps Recommended for You
Stick To the Budget:
Probably you have prepared your budget only to find that you spent more than what is required. A budget requires discipline to keep your income and expenses in check. If that is so, then you are lucky. Some apps that can help you set a budget and expenses at once. Here goes:
It’s an app that can be installed both on Android and iOS. It can track the balance in your bank account and suggest how much to spend on any single day. This app connects to the bank card through an encrypted read-only connection. That means it ensure maximum security for your personal details. PocketGuard can check on your purchases bills, subscriptions, and calculate how much you can comfortably spend without going bankrupt.
Mint works on both Android and iOS. It is an award-winning app which can track the bills. It monitors the balances in the bank account and the credit cards. When the bills are due, the app reminds you. You also get alerts when the balances in the account get low.
Cost only $1.99 and is designed for iOS. It is simple to use budgeting app that will help you manages expenses. To add an income or expense, you just swipe down. It allows you to take and append photos of purchased items or even the receipts. You can divide your income or expense into the different categories that they fall. The app is also cool in that it tracks all you expenses transforms them into chart or infographics. It is a necessity for all those whose cell phones run on iOS.
The app functions on both Android and iOS. It has charts and graphs easy to interpret on income, expenses, and investments. You can monitor your expenses with easy.
Designed for both Android and iOS, Level Money is free to download. This budget tracking tool can sync with your bank and credit card accounts and can tell you how much you can manage to spend on a day, week or even a month. The amount is fast displayed on the screen. It tracks your expenses. But the best feature is the ability to let you set a percentage of your income that you want to save. Your spending limits then appear on the screen in the form of an infographic.
Home Budget with Sync
The developer of this app designed it both for Android and iOS platforms. The coolest thing about this app is the ability to sync the budget with the income and expenses. After syncing, it provides a feature whereby you can share all that information with several devices. The app enables you to track your spending habits. You can also view your history on charts and infographics.
Wary works on both iOS and Android. The app allows you to set a savings target, a budget, and income. All this can be seen on the screen. The best feature about this app us the ability to save and track all your saving goals. This application also enables you to track your expenses i.e. where and with whom you spent your money. Details of your spending are easily summarized on an infographic.
Mint.com Personal Finance
Finally, on our list is the Mint.com Personal Finance. This application tracks you spending, set a budget, and manage your balances in a simple manner. You can easily spot places where you can save. All transactions are put into categories. Based on your spending history, the app can create a model budget, which you can easily customize.
With those resources, you will learn how to manage your finances and also learn from other people. Check out the sites given above to learn how to manage your funds better. The apps also come with great features that for sure will offer you assistance on the mission to better financial management. Additionally, most of these sites and applications are free, so you have no excuse.